Superannuation Guarantee Rises to 12% from 1 July 2025 – What It Means for You

“Super compliance is not just a deadline, it’s a duty. Staying ahead of legislated changes protects your people and your organisation.”

This final step reflects the Australian Government’s continued focus on long-term financial security and retirement adequacy. It also signals an important compliance milestone for all employers as we move toward the 2025–26 financial year.

What Employers Need to Do

To ensure a smooth transition, employers should act now:

Update Payroll Systems
Ensure payroll software and internal processes are set up to apply the new 12% SG rate from the first full pay period on or after 1 July 2025. If you’re unsure, speak with your payroll provider well in advance.

Communicate with Employees
Let your team know about the upcoming change. It’s important to clarify whether the increase will impact total remuneration or take-home pay, particularly for those on total package or salary-inclusive arrangements.

Review Budgets and Forecasts
Higher SG contributions may affect staffing budgets and workforce planning. Now is the time to revisit your financial projections to factor in the increase and avoid surprises in the new financial year.

This change is a statutory requirement and applies to all eligible employees, whether they are full-time, part-time, or casual.

If you have any questions about the upcoming SG increase or require support in preparing your payroll systems, please contact The BelRose Group at Support@BelRoseGroup.com.au or phone 1300 308 707.